CDCP Dentist in North York

Dentist Accepting the Canadian
Dental Care Plan (CDCP)

Patient smiling while receiving dental treatment from a dentist accepting the Canadian Dental Care Plan.

If you are searching for:

  • CDCP dentist North York
  • Dentist accepting Canadian Dental Care Plan
  • CDCP dentist near me
  • A dentist who bills CDCP directly

Our dental team can assist you.

At Bayview Smile Centre, eligible dental treatments are billed directly through Sun Life, which administers claims for the Canadian Dental Care Plan. Before any treatment begins, we review your coverage and explain any potential co-payments or fee differences.

Patients covered by CDCP can receive preventive, restorative, and emergency dental services at our modern dental clinic located on Bayview Avenue in North York.

What Is the Canadian Dental Care Plan?

Tooth model and checklist representing coverage under the Canadian Dental Care Plan for dental treatments.

The Canadian Dental Care Plan (CDCP) is a federal government initiative designed to help eligible Canadians access necessary dental care when they lack private dental insurance.

The program was introduced to improve access to oral healthcare and reduce financial barriers for individuals and families across Canada.

The CDCP is:

  • funded by the Government of Canada
  • administered through Service Canada
  • managed by Sun Life for dental claims processing

Depending on household income, the program may cover part or sometimes all of the cost of certain dental treatments.

At Bayview Smile Centre, we welcome patients who are approved for CDCP coverage and submit claims directly to Sun Life for eligible services.

Our clinic follows the Ontario Dental Association (ODA) fee guide, which may differ from the CDCP reimbursement schedule. Because of this, patients may be responsible for:

  • The required CDCP co-payment
  • The difference between the CDCP reimbursement amount and the ODA fee

Before treatment begins, our team reviews estimated costs and explains your financial responsibility.

Who Is Eligible for the Canadian Dental Care Plan?

Dentist reviewing patient records and treatment coverage for the Canadian Dental Care Plan.

You may qualify for the Canadian Dental Care Plan (CDCP) if you meet the following conditions:

  • You are a Canadian resident for tax purposes
  • You have filed your most recent income tax return
  • You do not have private dental insurance through work or personal coverage
  • Your adjusted family net income is under $90,000

Eligibility is confirmed through the federal application process managed by Service Canada.

If you are unsure whether you meet the eligibility criteria, our team at Bayview Smile Centre can explain the requirements before you schedule an appointment.

Get your consultation virtually! Just contact us!
BOOK a VIRTUAL Consultation TODAY!
notebook

CDCP Coverage Levels

Illustration representing dental insurance coverage levels under the Canadian Dental Care Plan.

Coverage under the Canadian Dental Care Plan depends on adjusted family net income.

Adjusted Family Net Income CDCP Coverage Estimated Patient Co-Payment
Under $70,000 Up to 100% 0%
$70,000 – $79,999 Up to 60% 40%
$80,000 – $89,999 Up to 40% 60%

Because Bayview Smile Centre follows the Ontario Dental Association fee guide, patients may still be responsible for:

  • The CDCP co-payment
  • The difference between CDCP reimbursement and the ODA fee guide

Before treatment begins, we review your benefits and clearly explain any expected costs.

What Dental Services Does the Canadian
Dental Care Plan Cover?

The Canadian Dental Care Plan generally covers essential dental services designed to maintain oral health and treat dental problems. Certain procedures may require pre-authorization before treatment can be completed. At Bayview Smile Centre, eligible CDCP patients may receive several types of dental services.


Preventive and Diagnostic Services

Preventive dental care focuses on maintaining healthy teeth and detecting oral health problems early.

These services may include:

Preventive care helps reduce the risk of more complex dental treatments in the future.


Restorative Dental Services

If teeth are affected by decay or infection, CDCP may cover restorative treatments such as:

Some treatments may require CDCP pre-authorization before approval.


Prosthodontic Services

Depending on clinical eligibility and CDCP approval, coverage may include:

  • partial dentures
  • complete dentures
  • denture relines and repairs
  • dental crowns when program criteria are met

Coverage depends on clinical necessity and CDCP program guidelines.


Emergency Dental Treatment

CDCP may also assist with urgent dental care when patients experience:

  • severe tooth pain
  • dental infections or swelling
  • broken or fractured teeth
  • dental trauma

If you experience a dental emergency in North York or the surrounding Toronto area, our team can assess your condition and recommend appropriate treatment.

Illustration representing Dental Services which the Canadian Dental Care Plan Cover
Experience the difference that Bayview Smile Centre has to offer
BOOK a VIRTUAL Consultation TODAY!
notebook

What Is Not
Covered by CDCP?

The Canadian Dental Care Plan generally does not cover:

Before beginning treatment, our team explains what services are covered under CDCP and any potential out-of-pocket costs.

How Does CDCP Direct Billing Work?

Illustration representing direct billing for dental treatment through insurance or dental care programs.

Bayview Smile Centre offers direct billing to CDCP through Sun Life for eligible dental services.

This means:

  • Patients do not need to submit insurance claims themselves
  • Our clinic submits claims directly to Sun Life
  • Coverage is verified before treatment begins
  • patients receive a clear explanation of their portion

Because CDCP reimbursement may differ from the Ontario Dental Association fee guide, patients may still be responsible for:

  • The CDCP co-payment
  • The difference between CDCP coverage and the ODA fee

Any remaining balance is typically due at the time of the appointment.

What You Should Bring to Your CDCP Appointment

To help ensure a smooth appointment, please bring:

  • Your CDCP card is issued by Sun Life
  • A valid government-issued photo ID
  • Any pre-authorization documents, if applicable

Our administrative team verifies your eligibility and confirms coverage before treatment begins.

Understanding Co-Payments and Fee Differences Under CDCP

Depending on your household income category, you may be responsible for part of the treatment cost.

Patients may need to pay:

  • The CDCP co-payment
  • The difference between CDCP reimbursement and the Ontario Dental Association fee guide

Before treatment begins, we provide a clear estimate so you understand all expected costs.

How Do I Apply for the Canadian Dental Care Plan?

Applications for the Canadian Dental Care Plan are submitted through the Government of Canada.


Step 1 — Confirm Eligibility

Before applying, make sure you:

  • Have you filed your most recent tax return
  • Do you not have private dental insurance
  • Have an adjusted family net income under $90,000

Step 2 — Apply Through Service Canada

Applications are submitted through My Service Canada Account (MSCA). You will typically need:

  • your SIN
  • date of birth
  • mailing address
  • tax information

Step 3 — Receive Approval

If approved:

  • Sun Life will mail your CDCP card
  • Your coverage start date will be confirmed

Step 4 — Book Your Appointment

Once you receive your CDCP card:

  • Contact our North York dental office
  • Provide your CDCP details
  • Bring your card and ID to your appointment

Our team will verify coverage and submit claims through direct billing.

Visit Our CDCP Dentist in North York

Bayview Smile Centre provides dental care for patients covered under the Canadian Dental Care Plan in North York and the surrounding Toronto area.

Address
5995 Bayview Ave Unit 4
North York, ON

Phone
(647) 931-2477

Patients often search for:

  • CDCP dentist North York
  • dentist accepting Canadian Dental Care Plan near me
  • government dental plan dentist

Our team works to make accessing dental care under CDCP simple, transparent, and convenient.

Why Choose Bayview Smile Centre
for CDCP Dental Care?

At Bayview Smile Centre, we combine modern dental technology with clear guidance about CDCP coverage and billing.

Our clinic:

Accepts patients covered under the Canadian Dental Care Plan

Provides direct billing through Sun Life

Follows the Ontario Dental Association fee guide

Clearly explains co-payments and fee differences

Provides treatment estimates before procedures

Offers preventive, restorative, and emergency dental services



Our goal is to help patients receive dependable dental care with complete transparency regarding coverage and costs.

great smile 2

Book Your Smile Makeover Consultation in Bayview Smile Centre

Frequently Asked Questions
About the Canadian Dental Care Plan

Can I use the Canadian Dental Care Plan at Bayview Smile Centre in North York?

Yes. Bayview Smile Centre accepts patients who are enrolled in the Canadian Dental Care Plan (CDCP). Eligible dental services can be billed directly through Sun Life, the program’s claims administrator.

Do I need my CDCP card to book a dental appointment?

Yes. Patients should bring their CDCP card issued by Sun Life along with a valid government-issued photo ID to their dental appointment. This allows our clinic to verify your eligibility and process direct billing.

Can new patients with CDCP book an appointment at Bayview Smile Centre?

Yes. New patients who are approved for the Canadian Dental Care Plan are welcome to schedule an appointment. Our team will review your coverage and explain what services may be covered before treatment begins.

Does CDCP cover emergency dental care?

Yes. The Canadian Dental Care Plan may cover certain urgent dental treatments, including treatment for severe tooth pain, infections, or dental trauma. Coverage depends on the clinical situation and program guidelines.

Are dentures covered under the Canadian Dental Care Plan?

Partial or complete dentures may be covered under CDCP when deemed clinically necessary. Some prosthodontic treatments may require approval through the program before treatment begins.

Can I change dentists if I already have CDCP coverage?

Yes. Patients approved for the Canadian Dental Care Plan can visit any participating dental clinic. If you move to the North York or Toronto area, you can schedule care at Bayview Smile Centre.

(647) 931-2477

2885 Bayview Ave Unit 4,
North York, ON
M2K 0A3